Convergence Investments Finance Economics Business
Financial infrastructure
for international business
CIFEB — a ray of sunshine and your financial guarantee for business. A unified platform for deals, guarantees, document flow, and secure communication.
24/7
Operational availability
100%
Financial operations audit
Global
International deals
Financial guarantee: CIFEB funds in the seller's account.
Example: the buyer is afraid to pay for goods upfront or wants deferred payment,
The buyer and seller open accounts and a deal at CIFEB Bank; the bank transfers its own funds equal to the deal value to the buyer's account on the buyer's behalf; the buyer and seller each pay 5% of the amount, and then goods are delivered and payment for delivery is made.
If the seller fails to deliver the goods, the buyer receives 5% back,
if the buyer does not pay for the goods, the seller receives funds from the guarantee in their account and transfers the goods for management as directed by CIFEB.
Guarantees for real estate purchases — 5% of the deal value
Guarantees for debt obligations — percentage negotiated individually
Convergence Investments Finance Economics Business
We build a technology ecosystem where finance, economics, and client business processes converge into a single manageable model.
Mission
To provide international companies with infrastructure at the level of a global bank — with transparency, control, and security at every stage of a deal.
Approach
Service architecture, separation of responsibility zones, and strict access control are the foundation of trust for partners and investors.
What is CIFEB
A unified environment for managing deals, guarantees, documents, and communication between the client and the platform.
Deals and counterparties
Manage deals, participants, and documents in a single workspace with full traceability.
Financial guarantees
Issuance and support of guarantees with transparent accounting, audit, and operation idempotency.
Communications
A secure channel between the client and platform administrator for critical business actions.
Multi-organization model
Support for sellers, buyers, and partners in a single ecosystem with clear roles.
Single point of entry
Public landing and secure client portal without a public login form.
Compliance
Public policies, compliance documents, and transparent procedures for regulatory confidence.
Why choose us
Infrastructure expected from international FinTech — without compromises in security and scalability.
Transparency
Every operation under control
Balance and guarantee changes are accompanied by audit, idempotency, and a full transaction history. The client sees what the platform sees.
Scale
Grows with your business
Microservice architecture allows product development without stopping operations.
Access
Personal invitations only
No public registration. Access via QR or a personal link from an administrator.
Trust
Bank-grade infrastructure
Identity, Core, KMS, and Frontend — independent services with clear responsibility boundaries, RBAC, sessions, and multi-factor authentication.
Platform security
Zero Trust, encryption, service separation, and strict control of every action.
Encryption
Data protection at all infrastructure levels.
Zero Trust
Verification of every request, regardless of source.
Service isolation
Identity, Core, and KMS — independent perimeters.
Audit
Full history of changes and financial operations.
International deals
The full deal cycle — from initiation to closure — in a single secure environment.
Cross-border operations
Support for international counterparties, currencies, and document flow.
Document flow
Centralized storage and approval of deal documents.
Transparent status
Real-time tracking of deal stages for all participants.
Secure Communication Center
A channel between the client and administrator for actions requiring platform confirmation.
For the client
Requests, notifications, and confirmations — in a secure channel.
For the platform
Full control and audit of every message and action.
Documents
Public policies, compliance, and legal materials of the platform.
Contact us
cifebtanker@gmail.com
Phone
+7-916-123-45-67